Showing posts with label retirement. Show all posts
Showing posts with label retirement. Show all posts
Wednesday, July 25, 2012
What do you want to be when you grow up?
You might think that's a strange question to ask a "grown adult." But, it is our perspective at Start Your Best Life Now and 2Young2Retire-MN that you are NEVER done growing! It doesn't matter how many candles are on your cake! You should still be actively planning what's next for you.
Too many people get to a stage in life where they begin to "just let life happen." They think "whatever will be, will be." Well, I beg to differ! You should be making very deliberate decisions about what's next for you, how to accomplish your goals and fulfill your dreams. Yes, YOU CAN!
I certainly don't want to get to the end of my time here and have regrets and wonder, what if? What if I'd tried...., what if I could have .....? I would rather try and find out something isn't right for me it isn't what I thought it was than not to try at all. The way for you to live up to your potential, live each day to the fullest and achieve things you haven't yet been able to do is to answer some important questions and make deliberate decisions about what you want to do and begin a plan to get there.
The questions you need to consider are: Who am I (now, today)? What do I really want? What matters most to me? What are MY possibilities? Then, the next step is to make some very deliberate decisions based on the answers to those questions. But, that isn't enough. You also need to put a plan in place to move you from where you are today to where you want to be--and TAKE ACTION!
If you are ready to begin exploring these questions, working on some deliberate decisions and the plans to get you where YOU want to go, that's where I come in!
I offer group sessions, one-on-one coaching and provide many resources and tools to help you get where you want to go! Let's get started today!
Contact me at 612-209-1775 or send me an email at lindam@2young2retire-mn.com. I'd love to talk to you!
Reflections on "Retirement"
How will you retire? Will you retire "well," make decisions about what you do and how you do it--on purpose? Or, will you just "let life happen" and do "whatever"?
For the first time last winter, I spent time at a resort in Arizona. I spent some time each day watching the people at the resort and trying to assess how they've retired--and how happy they seem to be with the decisions they've made. I met and talked with many of them.
From what I observed, I'd say the group was about half and half. Half of the people are very happy with the decisions they've made and how they're spending their retirement. However, some of this first half do seem to wonder if they want to continue to do what they're doing for the next 10 years or more. And, some of this group admit they're still "new to this" and don't know what they don't know. The other half seems to TRY to be happy with their choices. Many of them don't seem to quite know what to do with their time. They say they enjoy "doing nothing." (But I have to wonder...do they really want to do that for the longer term? Are they fulfilled and feel like they're living life to the fullest?)
Because, here's the deal. With people living longer, we have the gift of "bonus years"-extra years of life that we can use as we please. The typical 65-year old today us expected to live to be 83 years old. One in four is expected to live to age 90; and, one in 10 65-year-olds is expected to live to be 95. In fact, it is projected that more than 3 million Baby Boomers will live to be 100 years old! That's a LOT bonus years! And, we certainly want to make the most of the time we're given. Every person should have a plan for how to spend those years doing what matters most to him or her. I think most of us want to live each day to the fullest and arrive "sliding into heaven." Clyd Blum, a farmer from Newport, wrote a poem that explains it well:
"Life should not be a journey to the grave with the intention of arriving safely, in an attractive and well-preserved body, But rather, to skid in sideways, chocolate in one hand, wine in the other, body thoroughly used up and totally worn out and screaming, 'WOO HOO what a ride!'"
Now, that's how I want to live my life. I don't mean to imply that we should totally throw a healthy lifestyle--eating well and exercising--out the window. I do, however, think we need to relax, find and focus on what matters most to us, refind our dreams and "go for it!" And, of course, we need to make the most of each and every day we're given.
There is no right or wrong for how you choose to live your life in retirement. However, it really should be a very deliberate decision and YOUR choice! It is important tht you don't just let life happen. You will be much happier if you decide what you want your retirement to look like and then "do it." Do you want to work? If so, how much? And, if you do work, then do something you love; work shouldn't feel like work. We've earned the chance to live our passions, enjoy what we do and live our lives well! If you don't want to work, how do you want to spend your time? What's most important to YOU? Remember, this is YOUR life and YOUR retirement. Don't let others tell you what you should or shouldn't do.
I ask people to consider three things: Who am I? (REALLY!) What matters most to me? And, what do I really want? Once those questions are answered, you can figure out what it will take for you to get what you want and put a plan together to start taking those first steps.
Just like everything else, "Retirement just 'ain't what it used to be!'" It takes planning and decision-making to make it YOUR retirement and ensure you get the most from each day of your bonus years.
Think about it. Do you want to end your life with regrets? Or, do you want to slide in sideways--breathless, knowing you did it your way, and that you did it all and lived your life just the way you wanted to?
If you want to discuss plans for your next phase or have questions about the programs and coaching we do, give me a call at 612-209-1775,
Friday, June 3, 2011
What do you want to do when you grow up?
Boomers have to face the fact that, well, yes, we ARE getting older. BUT, we don't have to grow up--and, we CAN age well!
Since we're likely to want to--or have to--continue to work in some form for a number of years, then why not do something you're passionate about, something you get lost in, something that you would do for free, but have found a way to get paid for?
Rather than think of ourselves as "retiring" (or withdrawing/retreating from the world and life), let's look at the next phase of our lives as a transition to something new and better! Why not make the next phase of your life the very best it can be?
Start by considering what's REALLY important to you. If you prioritize your life to focus on those things that mean the most to you, like relationships, family, friends, helping others, giving back--whatever it is for you--you will be much more content and a happy person. Isn't it time to ensure that your values are reflected in what you do?
Renew your energy and your zest for life. Now isn't the time to sit back and let life pass you by. It's the time to make the most of each and every day we're given. Be around positive people who stimulate you, who embrace change and growth and are willing to support whatever you decide to do.
Don't be afraid to take some risks. I think Mark Twain was exactly right when he said, "Twenty years from now, you'll be more disappointed by the things that you didn't do than the ones you did do." I think that's also true of five years from now or ten years from now! Don't have regrets! Grab onto life...and, go for it!
Be open to new possibilities and opportunities. Too often we put ourselves in a box--a box that limits our options and doesn't allow us to see the many opportunities out there for us. Step outside that box! Consider options and opportunities--and don't be afraid to fail. After all, the only way we truly fail is if we don't try or if we give up! I like to say, "Sometimes I win and sometimes I learn." Because after all, if we learn, we take something important away from the experience and that, my friends, is not failure. And isn't that "l" word--learn--a lot better than the word lose?
So...at what age did you give away your dreams...and, is it time now to take them back?
Remember, you're never done growing and there are many possibilities out there for you. You can live your life with passion and zest; you can do those things you thought were in your past; and, yes, you CAN accomplish your goals and dreams.
What do YOU want to do when you grow up?
Since we're likely to want to--or have to--continue to work in some form for a number of years, then why not do something you're passionate about, something you get lost in, something that you would do for free, but have found a way to get paid for?
Rather than think of ourselves as "retiring" (or withdrawing/retreating from the world and life), let's look at the next phase of our lives as a transition to something new and better! Why not make the next phase of your life the very best it can be?
Start by considering what's REALLY important to you. If you prioritize your life to focus on those things that mean the most to you, like relationships, family, friends, helping others, giving back--whatever it is for you--you will be much more content and a happy person. Isn't it time to ensure that your values are reflected in what you do?
Renew your energy and your zest for life. Now isn't the time to sit back and let life pass you by. It's the time to make the most of each and every day we're given. Be around positive people who stimulate you, who embrace change and growth and are willing to support whatever you decide to do.
Don't be afraid to take some risks. I think Mark Twain was exactly right when he said, "Twenty years from now, you'll be more disappointed by the things that you didn't do than the ones you did do." I think that's also true of five years from now or ten years from now! Don't have regrets! Grab onto life...and, go for it!
Be open to new possibilities and opportunities. Too often we put ourselves in a box--a box that limits our options and doesn't allow us to see the many opportunities out there for us. Step outside that box! Consider options and opportunities--and don't be afraid to fail. After all, the only way we truly fail is if we don't try or if we give up! I like to say, "Sometimes I win and sometimes I learn." Because after all, if we learn, we take something important away from the experience and that, my friends, is not failure. And isn't that "l" word--learn--a lot better than the word lose?
So...at what age did you give away your dreams...and, is it time now to take them back?
Remember, you're never done growing and there are many possibilities out there for you. You can live your life with passion and zest; you can do those things you thought were in your past; and, yes, you CAN accomplish your goals and dreams.
What do YOU want to do when you grow up?
Tuesday, August 24, 2010
What do you want to do "when you grow up"?
Yup...that's right, I'm asking you what you want to do when you grow up. If you've heard any of the new AARP advertising, you've seen numerous Baby Boomers making statements about what they want to do when they grow up.
You hear things like, "When I grow up I want to own my own restaurant." "I want to write a novel." "I want to build affordable housing." And, many more options.
Many of us give up on our dreams as we get older. But I maintain, like AARP, that we are never done growing--and that we CAN accomplish our dreams no matter what the number is on your birthday cake!
Remember what Mark Twain said, "Twenty years from now, you'll be much more disappointed by the things that you didn't do than by the things that you did do." (I believe that will be just as true five or ten years from now.)
I'm a living and breathing example of a Baby Boomer accomplishing a version of her dream. In high school, my dream was to be a teacher. I began college studying business education and English with the goal of teaching. But, life happened. And, at age 19, I got married and quit college after two years. I did go back and finish my degree several years later. But, by that time, I was working in the corporate world and business education became business administration. English became business communication. However, now, although I'm not working in a classroom teaching young people, I most certainly am doing many of those very things that drew me to the teaching profession. I'm coaching, training, mentoring and working with others to help them achieve their goals--and their dreams. If I can do it, so can you!
"At what age did you give up on your dreams? Is it time now to take them back?" What DO you want to do when you grown up?
I'd love to hear from Baby Boomers who are accomplishing their long-held dreams--or who would like to explore options and opportunities that might allow them to do just that! Please comment and let me know if you've taken back your dreams and are now living your passion.
At 2Young2Retire-MN, we help people 50+ reinvent themselves, reignite their passions, reposition themselves and focus on what's most important to them. They explore options and opportunities--and realize that the skills, knowledge and experience they bring to the table are unique and special--and begin to really believe in themselves and what they can accomplish! And, that gives them the attitude they need to do incredible things in the next phase of their lives!
Contact us at lindam@2young2retire-mn.com or call 952-895-1013.
You hear things like, "When I grow up I want to own my own restaurant." "I want to write a novel." "I want to build affordable housing." And, many more options.
Many of us give up on our dreams as we get older. But I maintain, like AARP, that we are never done growing--and that we CAN accomplish our dreams no matter what the number is on your birthday cake!
Remember what Mark Twain said, "Twenty years from now, you'll be much more disappointed by the things that you didn't do than by the things that you did do." (I believe that will be just as true five or ten years from now.)
I'm a living and breathing example of a Baby Boomer accomplishing a version of her dream. In high school, my dream was to be a teacher. I began college studying business education and English with the goal of teaching. But, life happened. And, at age 19, I got married and quit college after two years. I did go back and finish my degree several years later. But, by that time, I was working in the corporate world and business education became business administration. English became business communication. However, now, although I'm not working in a classroom teaching young people, I most certainly am doing many of those very things that drew me to the teaching profession. I'm coaching, training, mentoring and working with others to help them achieve their goals--and their dreams. If I can do it, so can you!
"At what age did you give up on your dreams? Is it time now to take them back?" What DO you want to do when you grown up?
I'd love to hear from Baby Boomers who are accomplishing their long-held dreams--or who would like to explore options and opportunities that might allow them to do just that! Please comment and let me know if you've taken back your dreams and are now living your passion.
At 2Young2Retire-MN, we help people 50+ reinvent themselves, reignite their passions, reposition themselves and focus on what's most important to them. They explore options and opportunities--and realize that the skills, knowledge and experience they bring to the table are unique and special--and begin to really believe in themselves and what they can accomplish! And, that gives them the attitude they need to do incredible things in the next phase of their lives!
Contact us at lindam@2young2retire-mn.com or call 952-895-1013.
Tuesday, July 27, 2010
It's all about your attitude!
According to Thomas Jefferson, "Nothing can stop the man (or woman) with the right mental attitude from achieving his (or her) goal; nothing on earth can help the man (or woman) with the wrong mental attitude."
How's your attitude? Have you ever realized the impact your attitude can have on what you do and what you can accomplish? If you're having "one of those days" when everything that can go wrong is going wrong--and, you aren't feeling very good about yourself, things just seem to get worse. Then there are those days when you're on top of the world--and everything seems to be going just as planned. How you feel and your attitude really does affect what happens in your life.
If you think and act old, that's how those around you will treat you! However, if you believe that age is just a number and want to make the most of each and every day, then that's how you'll be perceived by others! Then, you CAN and WILL achieve your dreams--you will realize you can reinvent and reposition yourself--and reinvigorate your life--no matter how many candles are on your birthday cake!
Your mind is a remarkable thing...if you believe you can't do something, you can't do it! However, the reverse is also true, if you believe in yourself--and believe that you can and WILL do something, in all likelihood, you will find a way to make that happen.
Without a clear mindset, you cannot achieve what you want! You really need to get out of your own way! We are often our own biggest obstacle. Many experts say that mindset is 90% of the "game"--and, everything else is 10%! So, even if you're a true expert at what you're doing, if you don't have the right mindset, you are unlikely to be successful or accomplish what you want!
You've heard that we can't control what happens to us, we can only control how we react to it...our attitude! I completely agree with Charles Swindoll who said, "The remarkable thing is we have a choice every day regarding the attitude we will embrace for that day. We cannot change our past... we cannot change the fact that people will act in a certain way. We cannot change the inevitable. The only thing we can do is play on the one string we have, and that is our attitude... I am convinced that life is 10% what happens to me and 90% how I react to it."
Even if everything else around you is going wrong, how you react to your circumstances and what you do about it will speak volumes to those around you! You need to take control. And, you are in charge of your attitude.
At 2Young2Retire-MN, we help people 50+ reinvent themselves, reignite their passions, reposition themselves and focus on what's most important to them. They explore options and opportunities--and realize that the skills, knowledge and experience they bring to the table are unique and special--and begin to really believe in themselves and what they can accomplish! And, that gives them the attitude they need to do incredible things in the next phase of their lives!
How's your attitude? Have you ever realized the impact your attitude can have on what you do and what you can accomplish? If you're having "one of those days" when everything that can go wrong is going wrong--and, you aren't feeling very good about yourself, things just seem to get worse. Then there are those days when you're on top of the world--and everything seems to be going just as planned. How you feel and your attitude really does affect what happens in your life.
If you think and act old, that's how those around you will treat you! However, if you believe that age is just a number and want to make the most of each and every day, then that's how you'll be perceived by others! Then, you CAN and WILL achieve your dreams--you will realize you can reinvent and reposition yourself--and reinvigorate your life--no matter how many candles are on your birthday cake!
Your mind is a remarkable thing...if you believe you can't do something, you can't do it! However, the reverse is also true, if you believe in yourself--and believe that you can and WILL do something, in all likelihood, you will find a way to make that happen.
Without a clear mindset, you cannot achieve what you want! You really need to get out of your own way! We are often our own biggest obstacle. Many experts say that mindset is 90% of the "game"--and, everything else is 10%! So, even if you're a true expert at what you're doing, if you don't have the right mindset, you are unlikely to be successful or accomplish what you want!
You've heard that we can't control what happens to us, we can only control how we react to it...our attitude! I completely agree with Charles Swindoll who said, "The remarkable thing is we have a choice every day regarding the attitude we will embrace for that day. We cannot change our past... we cannot change the fact that people will act in a certain way. We cannot change the inevitable. The only thing we can do is play on the one string we have, and that is our attitude... I am convinced that life is 10% what happens to me and 90% how I react to it."
Even if everything else around you is going wrong, how you react to your circumstances and what you do about it will speak volumes to those around you! You need to take control. And, you are in charge of your attitude.
At 2Young2Retire-MN, we help people 50+ reinvent themselves, reignite their passions, reposition themselves and focus on what's most important to them. They explore options and opportunities--and realize that the skills, knowledge and experience they bring to the table are unique and special--and begin to really believe in themselves and what they can accomplish! And, that gives them the attitude they need to do incredible things in the next phase of their lives!
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Monday, June 28, 2010
What's Next For You?
New information from the Social Security Administration and recent reports from ENCORE Work that matters in the second half or life and MetLife indicate that the average longevity for someone who is 65 today is 83; 1 in 4 of those individuals will live to age 90; 1 in 10 will live to age 95; and three million Baby Boomers will live to age 100!
WOW...if you're a Baby Boomer, that means you have a lot of living yet to do. So what will you do with those bonus years? 20 or 30 (or more) years is a very long time to just "let life happen." You plan for all the other parts of your life--you go to school, train for a career, keep your skills current and do continuous improvement and education throughout your career. You plan your personal life; you make sure that your children's needs are met and they get to their activities; and as your parents age, you also ensure they are well taken care of, help with decisions around their next phase of life and that all their needs are met. But, what about you? What are you doing to take care of YOU?
As you look to the next phase of your life, what's next? What is your vision for your next phase of life? Will you work? Volunteer? Some of each? How much of each and where? Travel? Do you still have dreams you want to achieve?
If you've seen the new AARP advertising, you've heard Baby Boomers saying, "When I grow up, I want to_________," each filling in the blank with his/her vision for the future. For example, I want to work with kids; I want to be in a band; I want to build affordable housing, etc. Then, the AARP voice over says, "At AARP we believe you're never done growing. Together we can find the best of what's next."
That's exactly what we believe at 2Young2Retire-MN. You are never done growing. Each day you should look for a new experience, meet new people, ask new questions, look at something in a different way...and, you'll grow in ways you never expected. We also believe that working together we can find the best of what's next for each individual.
At this time in your life, you have a blank slate. You don't need to be confined by a job title or specific roles you've had in the past. You have the opportunity to start with a blank slate and find new ways to use the knowledge, skills and experience you've gained over the years to do incredible things in your next phase.
Contact us at lindam@2young2retire-mn.com to start learning more about yourself, what matters most to you and what you really want--and, designing your "what's next."
WOW...if you're a Baby Boomer, that means you have a lot of living yet to do. So what will you do with those bonus years? 20 or 30 (or more) years is a very long time to just "let life happen." You plan for all the other parts of your life--you go to school, train for a career, keep your skills current and do continuous improvement and education throughout your career. You plan your personal life; you make sure that your children's needs are met and they get to their activities; and as your parents age, you also ensure they are well taken care of, help with decisions around their next phase of life and that all their needs are met. But, what about you? What are you doing to take care of YOU?
As you look to the next phase of your life, what's next? What is your vision for your next phase of life? Will you work? Volunteer? Some of each? How much of each and where? Travel? Do you still have dreams you want to achieve?
If you've seen the new AARP advertising, you've heard Baby Boomers saying, "When I grow up, I want to_________," each filling in the blank with his/her vision for the future. For example, I want to work with kids; I want to be in a band; I want to build affordable housing, etc. Then, the AARP voice over says, "At AARP we believe you're never done growing. Together we can find the best of what's next."
That's exactly what we believe at 2Young2Retire-MN. You are never done growing. Each day you should look for a new experience, meet new people, ask new questions, look at something in a different way...and, you'll grow in ways you never expected. We also believe that working together we can find the best of what's next for each individual.
At this time in your life, you have a blank slate. You don't need to be confined by a job title or specific roles you've had in the past. You have the opportunity to start with a blank slate and find new ways to use the knowledge, skills and experience you've gained over the years to do incredible things in your next phase.
Contact us at lindam@2young2retire-mn.com to start learning more about yourself, what matters most to you and what you really want--and, designing your "what's next."
Thursday, February 11, 2010
February...the time for passion!
Yes, it's almost Valentine's Day...that day for passion; the day for lovers. But, what about having passion for life--loving your life? That is an important passion too often not tended to--we don't actually have a day for that!!
Part of the reason people begin to burn out is that they no longer have a passion for what they're doing. They've given up on their dreams; they've forgotten what they really loved about what they're doing; and, they feel like they've lost the chance to do what they want, enjoy their lives, and accomplish their goals and dreams.
Everyone has a vision of what they want their life to be. We have all had--or have--dreams that haven't come true. How about making your life look more like the one you dream about? One of the questions I ask participants in the "2Young2Retire" program is: At what age did you give up on your dream? Is it time now to take it back? You can, you know!
My moral is: Dream big...then, don't stop! What does that mean? Well, it means dream, set goals, put a plan in place and TAKE ACTION! Sounds easy, right?! So, why don't we do it! Well, first of all, it isn't as easy as it looks; second, dreaming is fun, but setting goals, planning, taking action??? That's hard stuff!
The goal of the "2Young2Retire" program is to help participants learn more about themselves, focus on what really matters to them and decide what kind of balance they want in their lives. Then, think about what they'd really like to do; what they want the next phase of their lives to look like. Using all that information and working with other people in the session, each individual sets short-term and longer term goals; develops an initial plan to get them on the way to achieving their goals; and, action steps that will get them there.
My goal is to work with you to "complete your puzzle"; to make the goal-setting and planning process almost as much fun as the dreaming piece.
Join an upcoming session and start making your dreams come true!
Contact me at: lindam@2young2retire-mn.com or call 952-895-1013.
Part of the reason people begin to burn out is that they no longer have a passion for what they're doing. They've given up on their dreams; they've forgotten what they really loved about what they're doing; and, they feel like they've lost the chance to do what they want, enjoy their lives, and accomplish their goals and dreams.
Everyone has a vision of what they want their life to be. We have all had--or have--dreams that haven't come true. How about making your life look more like the one you dream about? One of the questions I ask participants in the "2Young2Retire" program is: At what age did you give up on your dream? Is it time now to take it back? You can, you know!
My moral is: Dream big...then, don't stop! What does that mean? Well, it means dream, set goals, put a plan in place and TAKE ACTION! Sounds easy, right?! So, why don't we do it! Well, first of all, it isn't as easy as it looks; second, dreaming is fun, but setting goals, planning, taking action??? That's hard stuff!
The goal of the "2Young2Retire" program is to help participants learn more about themselves, focus on what really matters to them and decide what kind of balance they want in their lives. Then, think about what they'd really like to do; what they want the next phase of their lives to look like. Using all that information and working with other people in the session, each individual sets short-term and longer term goals; develops an initial plan to get them on the way to achieving their goals; and, action steps that will get them there.
My goal is to work with you to "complete your puzzle"; to make the goal-setting and planning process almost as much fun as the dreaming piece.
Join an upcoming session and start making your dreams come true!
Contact me at: lindam@2young2retire-mn.com or call 952-895-1013.
Monday, December 7, 2009
Make the next part of your life the best part...
I recently heard Art Linkletter doing an interview on television. He's now 98 years old...still making jokes and still keeping busy. In fact, at the age of 95, he wrote a new book titled, "How to Make the Rest of Your Life the Best of Your Life." I believe he's "walking the talk."
Since the age of 70, he's done so much good for others that he was awarded a prestigious humanitarian award--of which he is most proud!
In 2005, at the age of 93, he opened the Happiest Homecoming on Earth celebrations for the fiftieth anniversary of Disneyland. Half a century earlier, he was the commentator for opening day celebrations at Disneyland in 1955. For this, he was named a Disney Legend in 2005.
Linkletter is a spokesman for the United Seniors Association, now known as USA Next, an alternative to AARP. He is also a member of Pepperdine University's Board of Regents. He received a lifetime achievement Daytime Emmy award in 2003. Also, he was recently a member of the President's Council on Service and Civic Participation (the council ended in November 2008). He also suffered a mild stroke in 2008 and had knee surgery this year; but, that hasn't stopped him.
His secret? Humor, keeping busy and faith. His perspective is that you have a lot of life to live and much to give in your later years.
Most people will have 20-25 years to live after they leave their core careers. Then what? An encore career? A new business? More balance in your life? Travel? Some of all of these?
Think about it, ask--and answer--the right questions. Put a plan in place and "Make the Rest of Your Life the Best of Your Life."
If you want help with the questions and the plan, contact 2Young2Retire-MN. (http://www.2young2retire-mn.com/, 952-895-1013)
Since the age of 70, he's done so much good for others that he was awarded a prestigious humanitarian award--of which he is most proud!
In 2005, at the age of 93, he opened the Happiest Homecoming on Earth celebrations for the fiftieth anniversary of Disneyland. Half a century earlier, he was the commentator for opening day celebrations at Disneyland in 1955. For this, he was named a Disney Legend in 2005.
Linkletter is a spokesman for the United Seniors Association, now known as USA Next, an alternative to AARP. He is also a member of Pepperdine University's Board of Regents. He received a lifetime achievement Daytime Emmy award in 2003. Also, he was recently a member of the President's Council on Service and Civic Participation (the council ended in November 2008). He also suffered a mild stroke in 2008 and had knee surgery this year; but, that hasn't stopped him.
His secret? Humor, keeping busy and faith. His perspective is that you have a lot of life to live and much to give in your later years.
Most people will have 20-25 years to live after they leave their core careers. Then what? An encore career? A new business? More balance in your life? Travel? Some of all of these?
Think about it, ask--and answer--the right questions. Put a plan in place and "Make the Rest of Your Life the Best of Your Life."
If you want help with the questions and the plan, contact 2Young2Retire-MN. (http://www.2young2retire-mn.com/, 952-895-1013)
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Tuesday, December 1, 2009
It's about more than dollars and cents
It seems whenever we read about preparing for retirement, the focus is financial. Will you have enough $$ to retire? How is your 401(k) doing? How much money do you need to retire?
In reality, there are many other questions that need to be answered beyond the financial ones. Even if an individual chooses to stay at his/her core career until retirement age (66 or above), they likely have 15 or 20 years (or more!) of living to do. Are most boomers prepared to "sit on the sidelines" for that long? Probably not...yet most haven't really thought about what they DO want to do.
Do they want an "encore career" or to become an "encore entrepreneur"? Do they want a mix of leisure and work? If so, what does "work" look like for them? How does travel fit in? Do they want to volunteer--where? how much? Have you given up on your dreams? Can you still achieve them?
I love one of the advertisements for the new show, "Men of a Certain Age." It asks, At what age did you give up your dreams? At what age do you want to take them back?" I believe NOW is the time to take back those dreams. Put a plan in place and ACT on it!
There are countless examples of people who have "retired" from their core careers only to achieve a dream that's been dormant for years! Some examples include: a former executive who went to clown school and is now having the time of his life; a corporate leader who became a professional dog trainer; an attorney who is now a bookstore employee with expertise in wine and motorcycles; and, a teacher who turned a love of carpentry into a lucrative second career. The possibilities are endless...
According to the Rutgers University Heldrich Center for Workforce Development study, "Most workers now see their 'retirement' not as a time for leisure and travel, but as an opportunity for more balance in their lives and as an opportunity to do fulfilling work and find avocation in what they do."
Thinking about what really matters to YOU, putting a plan in place and knowing what to do to make it happen is key to making the next phase of your life the very best it can be! Think about it: At what age did you give up your dreams? Is it time now to take them back?
"We spend the first half of our lives learning what we love--we should find a way to do those things in the second half. ---David Whyte
In reality, there are many other questions that need to be answered beyond the financial ones. Even if an individual chooses to stay at his/her core career until retirement age (66 or above), they likely have 15 or 20 years (or more!) of living to do. Are most boomers prepared to "sit on the sidelines" for that long? Probably not...yet most haven't really thought about what they DO want to do.
Do they want an "encore career" or to become an "encore entrepreneur"? Do they want a mix of leisure and work? If so, what does "work" look like for them? How does travel fit in? Do they want to volunteer--where? how much? Have you given up on your dreams? Can you still achieve them?
I love one of the advertisements for the new show, "Men of a Certain Age." It asks, At what age did you give up your dreams? At what age do you want to take them back?" I believe NOW is the time to take back those dreams. Put a plan in place and ACT on it!
There are countless examples of people who have "retired" from their core careers only to achieve a dream that's been dormant for years! Some examples include: a former executive who went to clown school and is now having the time of his life; a corporate leader who became a professional dog trainer; an attorney who is now a bookstore employee with expertise in wine and motorcycles; and, a teacher who turned a love of carpentry into a lucrative second career. The possibilities are endless...
According to the Rutgers University Heldrich Center for Workforce Development study, "Most workers now see their 'retirement' not as a time for leisure and travel, but as an opportunity for more balance in their lives and as an opportunity to do fulfilling work and find avocation in what they do."
Thinking about what really matters to YOU, putting a plan in place and knowing what to do to make it happen is key to making the next phase of your life the very best it can be! Think about it: At what age did you give up your dreams? Is it time now to take them back?
"We spend the first half of our lives learning what we love--we should find a way to do those things in the second half. ---David Whyte
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